The Ultimate Guide To AnnuitiesYour One-Stop Resource for Retirement
What investment options do annuities have?
The investment options will always depend on the type of annuity we bought.
If we got a fixed-rate annuity we don’t get to choose any investment because it would be entirely made by the insurance company. But if we got a variable annuity we can decide how to invest our money in the sub-accounts that were offered with the annuity.
Though the variable annuities have the benefit of tax-deferred growth, their annual expenses are usually higher than the expenses on regular mutual funds.