Equity-Indexed Annuities

What is an equity-indexed annuity?

Being a combination of both types of annuities, equity-indexed annuities are designed to offer you the advantages of fixed and variable annuities at the same time. Buying an equity-indexed annuity you will get a low-risk of investment and a guaranteed minimum return...

What are its advantages?

Equity-indexed annuities have the quality of paying a higher return than a fixed annuity without the risks of a variable annuity. By owning an equity indexed annuity you will have the chance of participating in the market to increase your gains but you will have a...

What are its disadvantages?

Before owning an equity-indexed annuity you need to acknowledge that these are very complicated systems that will come in several forms, this complexity makes them difficult to understand and without fully understanding them will be harder to take advantage of their...

How do I know if buying one is right for me?

This decision will depend mostly in if you’re prepared to meet the fees involved in an equity-indexed annuity. If you want the chance to increase your gains with investments but do not want that your guaranteed income fully depends on the volatility of the market this...

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